602 Cinco Terrace LN Fort Walton Beach, FL 32547

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Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 1,989 sqft
Price per Sqft $465
Subdivision Meets And Bounds
MLS Listing ID 1003220
Style Ranch
Bedrooms 4
Full Baths 2
Half Baths 1
Year Built 1980
Annual Tax Amount $4,262
Tax Year 2025
Lot Size 0.260 Acres
Acres 0.26
Lot Dimensions 168x122x130x64
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 1989
Property Description
Inside, the home blends original character with modern updates. Fresh interior paint, updated lighting, and new luxury vinyl plank flooring throughout the living spaces, hallways, and bedrooms create a clean, contemporary feel while complementing the home's natural architectural features. Rich wood tones and stylish color-drenched interiors bring warmth and cohesion throughout the living spaces, creating an inviting waterfront atmosphere with timeless appeal. Popcorn ceilings were also removed throughout the home and garage in 2026, further enhancing the updated presentation.
Beyond the cosmetic improvements, the property has undergone substantial functional upgrades focused on durability, efficiency, and long-term peace of mind. Hurricane shutters were added to the windows, while the original asphalt roof was replaced with a metal shingle roofing system designed for longevity and enhanced weather resistance. In 2025, all exterior doors were upgraded to hurricane-rated doors with warranty documentation available. The kitchen was also refreshed with a full suite of Bosch appliances, pairing modern performance with the home's cohesive design aesthetic. Additional improvements include professionally cleaned and resealed grout in the bathrooms, kitchen, breakfast area, and office, along with updated ceiling fans and fixtures throughout the home.
Outdoor living was thoughtfully expanded to maximize the waterfront setting. The upper deck and lower concrete patio were widened to create more usable entertaining space, while a screened room was added to the upper deck to provide a comfortable year-round outdoor retreat overlooking the bayou. The lower level was further enhanced with expanded concrete flooring supported by CMU retaining walls, adding flexibility for storage, workshop space, hobbies, or future buildout potential. A dedicated photography darkroom also adds a unique creative element rarely found in comparable properties.
The mature landscaping creates a layered waterfront setting that blends native Florida vegetation with ornamental and edible plantings. Established live oaks, palms, palmettos, pine trees, ferns, agave, and American beautyberry provide natural texture and privacy throughout the grounds. Flowering additions including crepe myrtle, hydrangea, Rose of Sharon, fringe flower, amaryllis, caladium, fatsia, and crinum lilies introduce seasonal color and depth to the outdoor environment, while edible plantings such as banana trees, kumquat, fig, olive, and ginger further enhance the property's coastal garden atmosphere. A landscape irrigation system supports the grounds, and the home has also been converted from septic to county water and sewer for added convenience and reliability.
Positioned in Fort Walton Beach, the property offers convenient access to both Hurlburt Field and Eglin Air Force Base, making daily commutes efficient for active-duty military personnel, contractors, and civilian employees alike. White-sand Gulf beaches, waterfront dining, marinas, and the broader Emerald Coast lifestyle are all within close reach, allowing the property to balance privacy and waterfront living with accessibility to the area's most sought-after amenities.
602 Cinco Terrace delivers a compelling combination of protected waterfront frontage, elevation advantages, meaningful structural upgrades, future expansion flexibility, and a location that continues to remain highly desirable along the Emerald Coast. Buyers looking for a property that offers both immediate enjoyment and long-term potential will recognize the value, versatility, and lifestyle this waterfront home provides from the moment they arrive
Location
State FL
County Okaloosa
Area 12 - Fort Walton Beach
Zoning Resid Single Family
Direction From Beal Pkwy to Pelham Road then right onto Cinco Terrace Lane.
Rooms
Basement Basement Unfinished
Primary Bedroom Level Main
Master Bedroom true
Kitchen true
Interior
Interior Features Breakfast Bar, Ceiling Beamed, Ceiling Vaulted, Fireplace, Newly Painted, Pantry, Washer/Dryer Hookup
Heating Central
Cooling Ceiling Fans, Central Air
Flooring Floor Tile, Floor Vinyl
Furnishings Furnished - None
Window Features Double Pane Windows,Tinted Windows
Appliance Auto Garage Door Opn, Central Vacuum, Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Exterior
Exterior Feature Rain Gutter, Balcony, Columns, Hurricane Shutters, Lawn Pump, Enclosed Patio, Open Deck, Lawn Pump, Rain Gutters, Hurricane Shutters, Columns, Balcony
Garage Spaces 2.0
Utilities Available Electric, Public Water
Waterfront Description Bayou
View Bayou
Roof Type Metal
Porch Deck Open, Patio Enclosed
Road Frontage Private Road
Garage Yes
Building
Lot Description Cul-De-Sac, Flood Insurance Req, Interior, Level
Faces From Beal Pkwy to Pelham Road then right onto Cinco Terrace Lane.
Story 1
Foundation Slab
Sewer Public Sewer
Architectural Style Ranch
New Construction No
Schools
Elementary Schools Wright
Middle Schools Bruner
High Schools Fort Walton Beach
Others
Pets Allowed No
Tax ID 11-2S-24-0000-0015-0020
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